Terms of Use

A. Eligibility and Account Requirements

Use of the Platform's exchange and wallet services is restricted to individuals and entities that meet all of the following requirements: (i) you are at least 18 years of age; (ii) you have the legal capacity to enter into a binding agreement under applicable law; (iii) you are not located in, incorporated in, or a resident of a jurisdiction in which use of the Platform is prohibited by applicable law; (iv) you are not a person or entity subject to sanctions administered by the Office of Foreign Assets Control (OFAC) of the US Department of the Treasury, the United Nations Security Council, or any other applicable sanctions authority; and (v) you are not acting on behalf of any person or entity that fails to meet the foregoing criteria.

Services may not be available in all US states. The availability of specific services in your jurisdiction is determined by applicable state money transmission licensing requirements. You are responsible for confirming that use of the Platform is permitted in your jurisdiction before opening an account or initiating any transaction.

Account access requires completion of our Customer Identification Program as required under the Bank Secrecy Act and applicable FinCEN regulations. No exchange or wallet service is accessible until identity verification is completed and approved. We reserve the right to decline any account application at our sole discretion and without obligation to provide a reason.

B. Regulatory Status and Compliance Obligations

DIRE MONEY TRANSMITTER LLC is registered with the Financial Crimes Enforcement Network (FinCEN) as a Money Services Business (MSB) and operates in compliance with the Bank Secrecy Act (31 U.S.C. 5311 et seq.), the USA PATRIOT Act (Public Law 107-56), and applicable FinCEN regulations including 31 C.F.R. Parts 1010 and 1022. State money transmission licensing is maintained where required by applicable state law.

As a condition of using the Platform, you agree to cooperate fully with our compliance obligations. This includes providing accurate and complete information during account opening and throughout the account relationship, promptly providing additional documentation when requested, notifying us of material changes to your information, and refraining from any activity that would constitute a violation of the Bank Secrecy Act, anti-money laundering laws, sanctions regulations, or any other applicable law. Failure to cooperate with compliance requirements may result in account suspension or termination and mandatory reporting to relevant authorities.

C. Exchange Service Terms

The exchange service allows verified account holders to buy and sell supported digital assets. Supported asset types are determined by us at our sole discretion and may change from time to time without advance notice. The addition or removal of a supported asset does not constitute a breach of these Terms.

All exchange transactions are subject to fee disclosure prior to confirmation. The fee applicable to each transaction will be presented clearly before you confirm the transaction. By confirming a transaction, you acknowledge that you have reviewed and accepted the disclosed fee. Fees are non-refundable once a transaction has been confirmed and executed.

Exchange transactions are executed based on available liquidity and prevailing market conditions at the time of execution. We do not guarantee the execution price for any transaction. Market conditions for digital assets can change rapidly and the price at which your transaction executes may differ from prices displayed before execution due to market movement during the processing period.

We reserve the right to suspend, delay, or decline any transaction that triggers our AML monitoring systems, that we reasonably believe may involve prohibited activity, or that we are required to hold pending regulatory review. Such actions do not constitute a breach of these Terms.

D. Software Wallet Terms and Custody

The integrated software wallet is a custodial wallet service. This means that DIRE MONEY TRANSMITTER LLC holds digital assets on your behalf within the account structure. You do not hold private keys directly. Your access to assets in the wallet is governed by these Terms and by our operational procedures.

We maintain records of your wallet balance and transaction history. The wallet is not a bank account and does not carry FDIC insurance. Assets held in the wallet are not bank deposits and are not subject to any government guarantee. In the event of our insolvency, your claims to assets held in the wallet would be subject to applicable insolvency proceedings, and recovery is not guaranteed.

You are responsible for maintaining the security of your account credentials. We are not liable for losses resulting from unauthorized access to your account that results from your failure to maintain credential security, your disclosure of credentials to third parties, or your use of the account on unsecured devices or networks.

E. Risk Disclosure

USE OF THE PLATFORM INVOLVES SUBSTANTIAL RISK. Digital assets are highly volatile. The value of any digital asset can decrease significantly, rapidly, and without warning. You may receive back substantially less than the amount you invested. Past price performance of any digital asset is not indicative of future performance. Market conditions for digital assets are influenced by factors including but not limited to regulatory developments, technological changes, macroeconomic conditions, and market sentiment, none of which are within our control.

Digital assets held through the Platform are not FDIC insured, not SIPC protected, and not guaranteed by any government agency or by DIRE MONEY TRANSMITTER LLC. Nothing on the Platform constitutes investment advice, financial advice, tax advice, or legal advice. You are solely responsible for your decisions to buy, sell, or hold digital assets and for the consequences of those decisions.

F. Limitation of Liability and Disclaimer of Warranties

THE PLATFORM IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. WE DISCLAIM ALL WARRANTIES INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE PLATFORM WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE OF HARMFUL COMPONENTS.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, DIRE MONEY TRANSMITTER LLC AND ITS MEMBERS, MANAGERS, OFFICERS, EMPLOYEES, AND SERVICE PROVIDERS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING LOSS OF PROFITS, LOSS OF DATA, OR LOSS OF DIGITAL ASSET VALUE, ARISING FROM OR RELATED TO YOUR USE OF THE PLATFORM, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

G. Governing Law and Dispute Resolution

These Terms are governed by and construed in accordance with the laws of the State of Washington, without regard to its conflict of law principles. Any dispute arising from or relating to these Terms or your use of the Platform that cannot be resolved informally shall be subject to binding arbitration administered under the rules of the American Arbitration Association, conducted in King County, Washington. The arbitration shall be conducted on an individual basis. You waive any right to participate in a class action lawsuit or class-wide arbitration. Nothing in this section prevents either party from seeking injunctive or other equitable relief from a court of competent jurisdiction to prevent imminent harm.

H. Modifications and Termination

We reserve the right to modify these Terms at any time. Material changes will be communicated by updating the "Last Updated" date and, where appropriate, by notice to account holders. Continued use of the Platform after the effective date of any modification constitutes acceptance of the modified Terms.

We may suspend or terminate your account and access to the Platform at any time for any reason, including but not limited to violation of these Terms, failure to cooperate with compliance requirements, suspected fraudulent or unlawful activity, or regulatory requirements. Termination does not release you from obligations incurred prior to termination. Provisions of these Terms that by their nature should survive termination shall survive, including Sections E, F, and G.

I. Contact Information

Questions regarding these Terms should be directed to DIRE MONEY TRANSMITTER LLC at support@aurelionis.org or by mail at 9000 Renton Ave S Unit 1, Seattle, WA 98118. For general inquiries, you may also contact us at support@aurelionis.org or +1 817 877 0708.